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第169章 盘活闲置土地(1 / 2)

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谢延河长途跋涉来到云南的边境,然后就跑到缅甸境内的赌场进行赌博。按照他的说法,到这里赌一把大的,翻本儿。

然而,不出所料,他所携带的几十万元很快输光。

此时的他已经赌红了眼,为了再次翻本儿,他借了赌场的高利贷,但是他“手气”实在太背,依然输得精光。这个时候,放高利贷的要求:限时将老子的高利贷连本带息还上!否则,老子就断你的手!

你可以选择:左手还是右手?

这可是无法无天的法外之地,谢延河此时是哭天,天不应,叫地,地不灵。

他佯称自己家里还有很多钱,可以让家人送钱过来,于是,他跑到地处边境的瑞丽,给家里打了电话。

由于他已经成为公安机关的通缉犯,所以,他的家人以及与他相关联系人的通讯工具均被监听,他打电话时候直接告诉家人:我要自首!请公安机关尽快过来救我!我他妈的就在瑞丽!

因为赌博走上犯罪道路,华都银行这些年发生了很多类似的案件,从分理处副主任贺旭林监守自盗、挪用储户资金案件,到高新支行下属土门分理处主任肖军的挪用客户资金案,时至今天的印台支行(也就是之前的分理处)谢延河案件,其实质,是内控环节出了严重的问题,同时,员工“八小时之外”的监督机制的缺乏,导致管辖行对员工和网点管理者的失控。

作为法律合规部,目前又接管了地市分行稽核中心的所有人员和业务,对于如何防范风险,加强内控管理,显得比诉讼、咨询业务更加迫在眉睫。

从去年底到这一年,省行对于信贷政策大幅度的调整,导致很多房地产企业资金断裂,加之房地产市场不景气,原来是华都银行大客户的房地产界大佬,目前竟然成为华都银行不良资产的始作俑者。

同时,由于信贷业务的缩水,不良资产余额节节攀升,银行计提不良资产存款准备金的增加,导致省行账面亏损数十亿,成为总行关注的重点分行之一。

年中的全体员工大会上,刘行长代表省行党委向参会人员进行说明,希望大家共克时艰,过紧日子,省行行领导带头,厉行节约,力争年底扭亏为盈。

会议的结尾,是参会人员的一片掌声,但很多人不以为然,尤其觉得这种领导带头、厉行节俭的做法,“政治做秀”的成分更多一些,属于治标不治本。

“节流”固然需要,但银行更关键的是“开源”,假如无差别对待,将所有到期贷款一律打入冷宫,对贷款企业拳脚相加,最后的结局必然是鱼死网破。同时,对于业务发展,省行的领导看法也不完全一致,但是迫于刘行长的强势,那些主管业务发展的副行长只好“多一事不如少一事”,你爱怎么做就怎么做。

做事越多,越容易犯错误,懒政,基本上是不会犯错误的,如果有,只有一个错误,就是“懒惰”。

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