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第161章 黑板上阵(1 / 2)

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可是,这些东西都是抄袭自西方国家的,根本要重新改造,符合九州国情才行。

交割单最麻烦。

它不能体现出卖方和买方的名字与股份情况,因此,要分别印制卖方交割单,与卖方交割单,但是 ,还要严格区分开来,让柜台人员一眼就可以识别,而不会闹出笑话才行。

看了外方资料上的交割单制作,买方是绿色,红色是卖方,那么,我们也就必须在单据的颜色上严格作出区分。

红色, 必须得是大红;绿色,必须得是大绿。

还要列出交易手续费,买卖双方都要平等收取,各按照万分之五收取。这也是证券部的真正收入之一。

反复画图,反复的画表,好不容易绘制完毕,还特别标注了颜色,再加上一句话;

严格按照颜色印制。

价格申报单 ,也是以颜色区分,买入的是绿色,卖出的是红色,上面的栏目有姓名,账户号码,股票名称,股票代码,委托数量,申报价格等。

尤其不能忘记的,是进行交易的股民,必须在委托单上写清楚账户密码,而且我还加上一句,明确注明:

涂改无效。

股民的交易账户也要分别设立,那就是证券账户与资金账户,每个股民都需要同时拥有两个账户才可以进行交易。

这个模式可是与银行业务有好大区别,怎么制作呢?

我站起来,转了几圈,又一个三体式站了站,半步崩拳打了来回几下,提起了精神,刚要把五行拳全部打一遍,突然从来回往复中产生了灵感,一下子想到;

完全可以采用存折样式,只是拉长册页,可以多记录东西,不就行了吗?

好,就按照存折的样式改造一下,印制出来吧。

证券账户是绿色的封皮,里面是十页左右的册页,用来登记每一笔股票交易的数量变化,与客户的持股情况,用满后更换。

证券资金卡是黄色的,也是带有十页左右的册页,登记每一笔的资金进出情况,与账户余额变化。

同时,在内部也同时留存证券账户与资金账户,用于与客户持有的证券卡与资金卡的数字资产进行核对,保证客户与银行的资金安全。

每天每一笔的变动,都要两个账户同时登记,柜台上分别设立记账与复核两个岗位,互相监督,防止出现任何的错误。

加上两个内部卡,实际是每发生一笔交易,柜员就要同时登记四个卡,责任重大,繁忙也是必然的。

我突然想到,要是一天发生一千笔业务了话,哈哈,那么就是四千个卡要同时变动,那么,柜员是不是要疯掉啊?!

又想到自己,真要出现每天一千笔交易的话,我自己不也是一样要忙个半死吗?

所以,股票与现金也由两个人分别管理,每天一早一晚都要进行核对清点,并且与大账进行核对,做到账账相符,账款相符,账实相符,有收必有付,收付必相等。

这也是银行对账务的基本要求,用到证券行业,也是必然的,也是防止出现金融犯罪的必然手段;

“铁账,铁款,铁算盘。”

只是,我们还要特别加上一条:

“铁证券”!

数量上,“某某公司股东登记簿”等常规凭证,每册五十页,印制五百册。

而其余的,各自印制一千册。因为已经有了样本,等待有急需的再加印就行了,那时候就非常方便了。

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